credit repair blogspot
Credit repair? Who is Dale G. Holmes?
I was looking into credit repair and trying to learn how to rebuild my credit and keep finding his name on articles I’m reading. I did a search and ended up on his blog with more links to credit repair / FICO / debt type articles.
Is he someone you’ve heard of? Of, just some internet guy posting other people info? Just wondering if I should follow his advice or look somewhere else.
http://www.dghcreditguide.blogspot.com/
Anyone?
I’ll be sure to verify what I read. So far it looks reasonably accurate and I don’t see where he wants to charge for any services.
Is he right here?
http://www.helium.com/items/856806-score-credit-score-lenders
Are all credit scores not FICO scores? I thought they were all the same but he says no???
I’ve never heard of him either.
Because of this question, I did read through “some” of his articles and what he wrote is pretty sound information.
Many of the links he posted in the write ups are to established, well known, non spam and free sites.
With that being said, I have no clue who he is, if he has any formal schooling in the credit area, how long he has been involved with it, if his articles are his own, if he hits people up for money (though I didn’t see any reference to him asking for money).
As far as trusting what he posts, anything and everything he posts can be verified through states and federal laws if a person is so inclined to take the time to check.
In my opinion, if he does not request payment to read his info or claims he can clean up someones credit for them, then his articles can be helpful.
Disclaimer: I have never heard of this person or read his articles until today. My statements that the articles “that I have read” contain sound information is strictly my own opinion.
eta
He did a very good job of explaining fico’s and fako’s.
I have heard some people comment that their fako’s had a difference of as much as 100 points compared to their fico’s.
For myself, I’ve seen my fako’s hit almost a 50 point difference compared to my fico’s.
I have seen my own fako’s rise or drop when there was absolutely “no” activity at that particular time, all the while my fico’s sat rock steady.
Usually when that happens, after a day or two the fako’s will go back to where they originally were- again, for no reason at all.
Even the banks often refer to the tri-merge scores as fako’s.
If you do a Google search for fako, you will get quite a few hits.
Fico’s are the truest scores you can get. Fako’s should be taken with a grain of salt (or just ignored)
I was looking into credit repair and trying to learn how to rebuild my credit and keep finding his name on articles I’m reading. I did a search and ended up on his blog with more links to credit repair / FICO / debt type articles.
Is he someone you’ve heard of? Of, just some internet guy posting other people info? Just wondering if I should follow his advice or look somewhere else.
http://www.dghcreditguide.blogspot.com/
Anyone?
I’ll be sure to verify what I read. So far it looks reasonably accurate and I don’t see where he wants to charge for any services.
Is he right here?
http://www.helium.com/items/856806-score-credit-score-lenders
Are all credit scores not FICO scores? I thought they were all the same but he says no???
I’ve never heard of him either.
Because of this question, I did read through “some” of his articles and what he wrote is pretty sound information.
Many of the links he posted in the write ups are to established, well known, non spam and free sites.
With that being said, I have no clue who he is, if he has any formal schooling in the credit area, how long he has been involved with it, if his articles are his own, if he hits people up for money (though I didn’t see any reference to him asking for money).
As far as trusting what he posts, anything and everything he posts can be verified through states and federal laws if a person is so inclined to take the time to check.
In my opinion, if he does not request payment to read his info or claims he can clean up someones credit for them, then his articles can be helpful.
Disclaimer: I have never heard of this person or read his articles until today. My statements that the articles “that I have read” contain sound information is strictly my own opinion.
eta
He did a very good job of explaining fico’s and fako’s.
I have heard some people comment that their fako’s had a difference of as much as 100 points compared to their fico’s.
For myself, I’ve seen my fako’s hit almost a 50 point difference compared to my fico’s.
I have seen my own fako’s rise or drop when there was absolutely “no” activity at that particular time, all the while my fico’s sat rock steady.
Usually when that happens, after a day or two the fako’s will go back to where they originally were- again, for no reason at all.
Even the banks often refer to the tri-merge scores as fako’s.
If you do a Google search for fako, you will get quite a few hits.
Fico’s are the truest scores you can get. Fako’s should be taken with a grain of salt (or just ignored)
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